On many occasions we find ourselves offering a quotation to a client who has engaged with another broker. The need to disclose all ‘material facts’ is becoming a hot topic within the insurance industry as the Insurance Act of 2015 is coming into force during August. This...
What you need to do The law says that contractors and employers must manage the danger by avoiding work on or near fragile surfaces and controlling any remaining risk by use of stagings, guard-rails, and fall arrest systems. Those at risk must be told what the necessary...
Another week another blog post and this week we’re covering reportable incidents. RIDDOR can be a bit intimidating, with 32 pages to read it’s a big document but we’re here to make it a little easier. RIDDOR is the Reporting of Injuries, Diseases and Dangerous Occurrences...
Here at amb insurance, we like to keep you up to date on all insurance policy updates, but today we’re covering an important problem that is happening right now. Construction site workers are taking huge risks by not being covered for injury and illness with a...
Here at amb insurance, we want to keep you up to date on all insurance policy updates, and this blog post is no different. On the 4th of March, The Health and Safety (Miscellaneous Repeals, Revocations and Amendments) Regulations 2013 were brought before Parliament and these...
A Contractor’s Plant & Machinery Insurance insures movable plant and machinery owned or leased by the principals or contractors and used on site for various construction work, repairs & maintenance jobs. Examples of this include: Installation of passenger/goods lifts, cranes, or other mechanical handling equipment, Complete...
Claim: Arson attack on production unit A client’s business was subject to an Arson attack with an unfortunate case of mistaken identity that left a third of their unit, out of action for 4 months. Tim was notified that there was a fire at his unit in...
Working from a height is dangerous - whether that's from a rooftop or scaffolding the potential for serious injury, resulting in broken bones, or a lifelong disability or worse, is increased and your business and employees need to be protected. In construction, workers can be...
Recently we've been answering your 'what if' questions, giving you the facts so you can make sure your insurance policy covers your business and today we’re covering cyber and data risks and the steps you can follow to insuring your business. When it comes to cyber...
Warehouses are vital repositories for a business’ stock. They store most, if not all, of a business’ goods ready for sale or distribution. Because they have such an important function—safeguarding the biggest source of a business’ income—warehouses can control a business’ fate. Any warehouse disaster, such...