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Do you know who is liable if your golf ball strikes someone?

You’re about to tee off on the 18th hole as the sun blisters on above. Near the green, are the slow-coach gentlemen who’ve evidently never heard of making haste. They appear to have moved off but the trees obscure your view. Do you take the shot? Previous cases...

3 hot weather problems for landlords

Ice, flooding and condensation are the banes of property owners and landlords in cold, wet weather. In their absence, summer can seem like a doddle in property maintenance. amb insurance outlines three things that should be on your radar in warm weather if you want...

Are you voiding your Cyber policy?

It’s no wonder that small businesses are waking up to the reality of cybersecurity risks, with 875,000 SMEs in the UK hit by a cyber attack in the 12 months leading up to July 2017. The losses a hack can cause are no small fry either,...

Are we spending too much time carrying out ‘life admin’ tasks?

A recent survey revealed that the average adult performs 109 'life admin' tasks a year. Mundane tasks such as motor and home insurance, paying bills and checking bank balances are taking up a substantial amount of our time. Changing insurance companies makes number 10 in the Top...

Phishing for small fish: Why SMEs need cyber insurance

Justin Clarke, Director of Underwriting and Pricing at NIG, explores the threat of cybercrime to small and medium-sized businesses and explains why comprehensive cyber insurance coverage is essential. Cybercriminals don’t go after small fish, right? Actually, nearly three-quarters of small and medium-sized businesses have suffered a...

Six reasons why….. you should use an insurance broker

Insurance is one of life’s little inevitabilities for a great many of us, like booking your car in for an MOT, visiting the dentist, or filling out a tax return. A lot of us will have a go-to MOT garage, the same dentist, or a trusted...

Manufacturers, You need to prioritise cybersecurity!

In 2011, the government and IT specialists Detica undertook a study which suggested that hi-tech manufacturers, including those working in aerospace, electronics and pharmaceuticals, were high-risk targets for cybercrime. Yet despite this caution, less than a third (31%) of manufacturers see cybersecurity as a high priority....

5 insurance twists that could catch you out

Consumer watchdog Which?’s recent survey saw 49% of respondents identifying insurance as either ‘fairly’ or ‘very’ difficult to understand. 40% admitted to just skipping rather than reading the terms and conditions for their car insurance, and 39% did the same for home insurance. But, what are some...