Whilst the media is giving some businesses false hope that an enforced closure of their business will trigger their Business Interruption section of their insurance policy, this is simply not the case. Just what is Business Interruption cover? All insurance responds to specific risks, these are listed...
On Wednesday 4 March, the government said it would declare coronavirus a “notifiable disease”, something which is required by most insurance policies in order to payout. However, the Association of British Insurers (ABI) confirmed that while this may help businesses if the virus is found...
Recent figures show that hackers stole more than £4.5bn from the British population alone, with over 17 million victims hacked. Reports recently have indicated that almost half of UK businesses have now been subject to a security breach or hack. Whilst fresh figures indicate these...
Car insurance is not only a legal requirement, but it can be very helpful for breakdown recovery and collisions caused by bad weather. It’s not a miracle worker though, and the best car insurance policy in the world can’t prevent you from running into problems...
Whilst many businesses are increasingly vigilant in amending their work policies to mitigate the risk of cyber-attacks, many still don’t have adequate protective measures against cybercrime in place. In the Cyber Security Breaches Survey 2019, recently published by the Department for Digital, Culture, Media and Sport...
Don’t fall into the Management Liability trap – get the basics to avoid confusion....
Searching for insurance can be an overwhelming – not to mention stressful – experience. Whether you’re looking to insure your business premises, liability to the public or your personal assets, there are thousands of policies on the market, offered by a plethora of insurers all...
Every business is legally responsible for ensuring the health, safety and welfare of their employees and those who access their business. The basis of these laws is governed by the Health and Safety at Work Act 1974. With over 200 people killed in workplace accidents...
When going on a trip, a quarter of travellers buy their single-trip travel insurance at the last minute, often opting for the cheapest deal available. While this may seem like a cost-effective option at the time, this strategy will not only leave you at risk...
Insurance can feel like opening doors behind doors behind doors. Unlike almost every other product you buy, you don’t feel the benefit of insurance until something bad happens. And while we all need insurance, we buy it hoping we don’t have to use it. When something...