Financial

The truth about the rising cost of data breaches

Whilst many businesses are increasingly vigilant in amending their work policies to mitigate the risk of cyber-attacks, many still don’t have adequate protective measures against cybercrime in place. In the Cyber Security Breaches Survey 2019, recently published by the Department for Digital, Culture, Media and Sport...

Why do you need an Independent Insurance Broker?

Searching for insurance can be an overwhelming – not to mention stressful – experience. Whether you’re looking to insure your business premises, liability to the public or your personal assets, there are thousands of policies on the market, offered by a plethora of insurers all...

How 5G is set to revolutionise technology

When 4G was launched by EE in 2012, customers were promised speeds up to five times faster than its 3G predecessor. As well as this, they could benefit from extra capacity allowing for streaming on the move. This new technology came at a price, however....

Retirement at 79? Pension chaos for the self-employed

A new report by Multiply found some worrying statistics for self-employed people surrounding their pensions and the age in which they’ll be able to retire. Whilst being your own boss is more popular than ever before, with 15% (4.8 million) of the UK workforce self-employed, there has been...

How to protect your assets when you take out a personal guarantee

Signing a personal guarantee is often a prerequisite to securing personal finance but are you prepared if something goes wrong? Many lenders require company directors to sign a personal guarantee in order to secure business finance. This means that, should the business become unable to pay...

How to get your business ready for the digital tax turnover

For the VAT period commencing 2019, the way that many businesses record tax will be changing. These changes will be applicable for all businesses whose taxable VAT turnover exceeds the registration threshold, which currently stands at £85,000. For those with a turnover below this amount,...

Sudden sanctions – Dealing with a liability claim

If you’re dealing with a legal dispute and don’t know who to turn to, there are ways of seeking legal advice which do not cost the earth. The most common commercial disputes range from non-payment of goods or services, misrepresentation or contracted goods being of...

Not all insurance policies are created equal. Download our simple guide to unrated insurers

Click here to Download our simple guide to unrated insurers. Unrated Insurers doc BN Portfolios put into run-off with Darag. New Nordic Advisors has put its wholly-owned Danish subsidiary Qudos Insurance into liquidation with immediate effect. The unrated Copenhagen-headquartered insurer was closed to new business on 18 October. The investment management...

Is your work computer unwittingly part of a botnet?

Malware has the potential to harm your computer in a number of ways, whether it be your PC, Mac, smartphone or tablet. A botnet is formed when the security of multiple computers is breached with the same strain of malware, forming a network of machines...