Retail and Hospitality Insurance

SECTOR

Insurance for Retailers, Restaurants & Hospitality Businesses

Retail and hospitality businesses operate in highly competitive environments where customer experience, reputation and operational continuity are critical.

amb provides specialist insurance solutions for retailers, restaurants, cafés, bars, hotels and hospitality businesses across the UK. We help businesses protect their premises, staff, stock, equipment and customers against a wide range of risks.

Our cover options can include public liability, employers’ liability, stock insurance, business interruption, cyber insurance, equipment breakdown and property cover.

Protection for Customer-Focused Businesses

We understand the day-to-day pressures faced by hospitality and retail operators, from seasonal demand and staffing challenges to supply chain issues and rising operating costs.

We support businesses including:

  • Independent retailers
  • Restaurants and cafés
  • Hotels and guest houses
  • Pubs and bars
  • Event and catering businesses
  • Beauty and wellness providers
  • Convenience stores and supermarkets
  • Franchise operators
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AMB TEAM

Local Support You Can Rely On

Our team works with businesses of all sizes to build insurance programmes that support resilience, protect revenue and help maintain customer confidence.

Get in Touch

Have a question or want to discuss?
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    We endeavor to respond to all enquiries within 2 working days.

    FAQs - Retail & Hospitality

    Your questions, answered.

    What insurance do retail and hospitality businesses need?

    Businesses often require public liability, employers’ liability, stock insurance, business interruption cover, and equipment protection.

    What is business interruption insurance?

    Business interruption insurance helps cover lost income and ongoing costs if a business cannot operate following an insured event.

    Does insurance cover seasonal stock increases?

    Yes. Many insurers can accommodate temporary stock increases during busy periods if notified in advance.

    Can hospitality businesses insure against food-related claims?

    Yes. Public and products liability insurance can help protect businesses against claims involving food safety or customer illness.

    How can amb Insurance support retail & hospitality businesses?

    amb Insurance helps retailers, restaurants, cafés, pubs, and hospitality businesses arrange tailored protection for premises, staff, customers, and stock.

    Additional Insurance Solutions

    Looking for additional insurance solutions? Explore the below:
     
    Personal Guarantee

    Rebuild Cost Assessment

    Technical Claims

    Trade Credit Insurance

    CLIENT FEEDBACK

    Trusted by 250+
    Customers

    Usual excellent service from AMB – been with them for over 5 years. Their professionalism and attention to detail together with their simple and direct approach, makes it easier for clients to do business with them.
    Particular mention to Sian for great service.
    I will certainly be back next year.

    We have recently placed our business insurance and small fleet policy with AMB.
    Our main point of contact has been Vanessa.
    We have found the service exceptional.
    Vanessa has been responsive and explained things fully.
    I would have no hesitation in recommending.

    Jack at AMB Insurance always goes above and beyond to ensure all our insurance needs are met and dealt with in a timely manner. Thank you for all your help and guidance it is appreciated.

    UK Trustpilot

    Get in touch for specialist insurance advice for your industry.

    We take the time to understand your business, identify potential risks, and provide cover solutions designed to give you confidence and peace of mind.