Charity, Healthcare, Wellbeing & Care Providers Insurance
SECTOR
Specialist Protection for People-Focused Organisations
Running a charity or care organisation comes with unique responsibilities. Whether you manage a local charity, residential care service, community outreach programme, or non-profit organisation, you need insurance that protects your people, your reputation and the essential services you provide.
Charities, healthcare providers, and care organisations require sensitive and specialist insurance. At amb, we understand the risks faced by trustees, volunteers, carers, support workers and community organisations, helping you secure comprehensive protection that supports your day-to-day operations and long-term goals. We provide cover designed to protect your staff, service users, and operations.
Supporting Organisations That Support Others
Every charity and care organisation operates differently.
From fundraising events and volunteer programmes to safeguarding responsibilities and vulnerable service users, your insurance needs are rarely standard.
We work with organisations across the sector, including:
- Registered charities
- Care homes and residential services
- Community interest companies
- Mental health and wellbeing organisations
- Youth and outreach programmes
- Disability support providers
- Faith and community groups
- Day care and support services

AMB TEAM
Supporting You to Focus on Care
Our team takes the time to understand your organisation, helping you identify potential risks and arrange practical, cost-effective insurance solutions that provide peace of mind for trustees, staff, volunteers and service users alike.
What insurance do charities and care providers typically need?
Most organisations require a combination of public liability, employers’ liability, professional indemnity, property insurance, and safeguarding-related cover depending on the services provided.
Can insurance cover volunteers as well as employees?
Yes. Many policies can include cover for volunteers, trustees, and temporary workers, but it is important to ensure they are specifically declared within the policy.
Why is safeguarding important for insurance?
Insurers expect organisations working with vulnerable people to have robust safeguarding procedures in place. Strong safeguarding policies can help reduce risk and support claims.
Do healthcare and wellbeing businesses need professional indemnity insurance?
In most cases, yes. Professional indemnity insurance can protect against claims arising from advice, treatment, or professional services provided.
How can amb Insurance support charities and care organisations?
amb Insurance provides tailored insurance solutions designed around the operational, regulatory, and safeguarding risks faced by charities, healthcare providers, and wellbeing organisations.
Additional Insurance Solutions
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